Attention homeowners: Real estate appraisal services for in Fort Myers and Lee County

Here are the top seven reasons FL homeowners hire CUNNINGHAM REALTY ADVISORY GROUP:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to lower their mortgage payments
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a FL divorce, when property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Lee County or the state of FL

Need help determining the value of your house in or near Fort Myers, FL?
Contact CUNNINGHAM REALTY ADVISORY GROUP.

We at CUNNINGHAM REALTY ADVISORY GROUP understand the special needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at CUNNINGHAM REALTY ADVISORY GROUP, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value assessment than yours.

Need to cancel PMI?

A preferred way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We are experts in helping clients just like you abolish unwanted PMI insurance.

Challenging Lee county's assessment of your property

Lets say you live in an area that is declining -- your local tax assessor may have your home overvalued. This means you are most likely paying higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from CUNNINGHAM REALTY ADVISORY GROUP is your perfect weapon.

HELOC recently frozen?

If your home is in or near a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. An appraisal from CUNNINGHAM REALTY ADVISORY GROUP can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would wish to have a veteran appraiser double-check it for efficiency or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from CUNNINGHAM REALTY ADVISORY GROUP can go out and check the subject and comps in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your home.